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FHA Revitalization Area Sales Programs

Revitalization Areas are HUD-designated geographic areas authorized by Congress under provisions of the National Housing Act. Revitalization Areas are intended to promote "the revitalization, through expanded homeownership opportunities, of revitalization areas."


The criteria for designating an area as a Revitalization Area relate to:


Household Income,

Homeownership Rate, and

FHA-insured mortgage foreclosure activity.

HUD-owned single family properties located in a Revitalization Area are eligible for discounted sale through special programs, including:


 -  Asset Control Area (ACA): Foreclosed properties conveyed back to FHA that are located in a designated ACA are first offered for sale to an ACA participant. Under the ACA Program, state, county and local units of government, as well as approved nonprofit organizations may enter into a two-year contract with HUD requiring HUD to first make FHA properties located in an ACA exclusively available for sale to the ACA participant. ACA properties with an appraised value of $25,000 or less may be purchased for $100; all other properties sold under the ACA Program are offered for sale at a minimum discount of 50 percent of the appraised property value.


 -  Good Neighbor Next Door (GNND): Under GNND, HUD offers certain single family properties for sale to police officers, teachers, fire fighters, and emergency medical technicians at 50 percent off of the list price.


HUD's Single Family Home Locator displays maps of REO properties and special programs such as Revitalization Areas.  There are many revitalization areas across the country. HUD is always working with localities to designate new areas. For information on Revitalization Area Evaluation Criteria, please see Housing Notice 11-02.


Contact the FHA Resource Center to discuss designating a Revitalization Area in your community. For more information about purchasing HUD Homes through FHA's Revitalization Area programs, contact your local, state or regional Management and Marketing (M&M) contractor.

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