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VHDA Programs


VHDA offers affordable housing opportunities for Virginians who otherwise might not be able to afford quality housing. We also provide developers of low- to moderate-income housing with access to financial resources and tax incentives. To learn more about our programs, follow the links below or choose a program from the Quick Launch links on the right.



Homeownership Education

Want to buy a home the right way, and avoid costly mistakes? Take VHDA's free class - online or in person!


Home Loans

VHDA offers a variety of loans designed to meet the needs of Virginia's homebuyers, including Conventional Fixed, FHA, FHA Plus, VA (Veterans Affairs), RHS (Rural Housing Services). 


Veterans & Members of the U.S. Military

Home Loans for Veterans and Members of the U.S. Military

VHDA has several home mortgages available for active duty and retired military personnel.


Grants for Virginia’s Disabled Veterans

Learn how our "Granting Freedom" fund helps Virginia’s disabled veterans pay for ramps, stair chairs, grab bars and other improvements to make their homes more accessible.



Accessible Rental Housing

These grant funds can pay for modification work to make rental units accessible.


Housing Choice Voucher Program

Helps low-income families get on their feet, perhaps break the cycle of homelessness or simply provide a better living arrangement.


Business Partners

Multifamily Financing

Loans for construction, acquisition/rehabilitation, refinance of rental properties and mixed-use properties, including Tax-exempt Bond Financing, Taxable Bond Financing, Mixed-income, Mixed-use with Mixed-income.


Low-Income Housing Tax Credit Program

The LIHTC program is authorized under Section 42 of the Internal Revenue Code or 1986, and it encourages the development of affordable rental housing by providing owners with a federal income tax credit. The program also serves as an incentive for private investors to participate with developers in the construction and rehabilitation of low-income housing.


More Information

Program Funding





Contact VHDA


The Virginia Housing Development Authority (VHDA) is located in downtown Richmond at 601 S. Belvidere Street. Feel free to contact us if you cannot find the information you are looking for on this website or if you would like to have information mailed directly to you.

Contact Information

Toll free: 877-VHDA-123Richmond local: 804-782-1986


Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140

Mailing Address

Virginia Housing Development Authority 
601 S. Belvidere Street
Richmond, VA 23220

Virginia Housing Center (VHC) 
4224 Cox Road
Glen Allen, VA 23060

Southwest Virginia Housing Center
E. Main Street & Church St 
Wytheville, Wythe, VA 24382


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